Advantages for You
- Housing without collateral – financing cooperative apartments
- No fees – loan processing FREE OF CHARGE
- Long maturity – up to 24 months
- Processing and loan account maintenance = free of charge
- Interest rates from 4.99% p.a.
Do you want to buy a cooperative or municipal property? With the pre-mortgage loan, we can finance your dreams even without establishing collateral on your property.
Main Features of the PRE-MORTGAGE Loan:
- We will help you finance property that is not yet entered in the land register:
- Purchase of an apartment or plot from the municipality
- Cooperative housing – to be transferred into private ownership within 24 months
- Interest rate from 4.99% p.a.
- Loan processing and loan account maintenance FREE OF CHARGE
- We will lend you up to CZK 3,000,000, at most 75% of the market price of the property
- Repayment period 24 months
- Financing of housing temporarily without collateral
- As soon as a lien can be created (e.g. when the apartment is transferred into private property), the pre-mortgage loan is replaced by a standard mortgage loan