Why Mortgage Protection Insurance?

Do not risk your home. Arrange our mortgage protection insurance and get reliable protection for your home. We make no exceptions – we offer everyone identical benefits irrespective of their age or occupation (including high risk occupations such as firefighters, policemen, soldiers) and double indemnity in case of death or total permanent disability.

  • Incapacity, disability and death cover
  • Easy to apply with your relationship manager
  • Cover options for employees and self-employed
  • Monthly loan repayments or outstanding loan balance

Inception Date

  • 00.00 a.m. of the day subsequent to that on which the loan was drawn down by the insured
  • 00.00 a.m. of the day subsequent to that on which the insurance was additionally arranged (or 00.00 a.m. of the day subsequent to that on which the loan was drawn down by the insured if the insurance is arranged prior to the loan drawdown)

End Date

  • last day of the calendar month in which the insured turns 65 years of age
  • last day of effect of the respective loan agreement
  • death of the insured
  • total permanent disablement

Apply Easily

  1. Arrange an appointment with your relationship manager

  2. Sign an amendment to your mortgage loan agreement

Required Conditions

  • Age 18-60 
  • No disability status or holder of ZTP or ZTP/P card
  • No incapacity for work
  • Completed medical questionnaire
  • Health check (loans in excess of CZK 5,000,000; or CZK 3,000,000 – borrowers aged 55+)

How to Claim

Contact BNP Paribas Cardif Pojišťovna, a.s.:
8.00 a.m. – 6.00 p.m. (Mo-Fr)
T: +420 234 240 234
E: czinfo@cardif.com
Claims may be filed four years after the occurrence of the insured event (11 years for death claims).