Why Time Deposits?

Time deposits offer a great opportunity for the highest return. With a three-year time deposit you can earn as much as 0.80% in interests.

  • 100% guarantee of deposit growth
  • No processing, maintenance and rollover fees
  • Statutory protection up to the equivalent of EUR 100,000
  • Free online banking services

Highest Return

Can you invest CZK 30,000+ or equivalent? Open a time deposit to earn the highest return possible on your money. To receive the stated interest rate, the deposited funds must remain in the account for the fixed term. Special rates apply to deposits in excess of CZK 10,000,000, EUR 500,000, USD 500,000 and RUB 30,000,000.

1 year 2 years 3 years
CZK 0.7% p.a. 0.75% p.a. 0.80% p.a.
EUR 0.05% p.a. 0.10% p.a. 0.15% p.a.
USD 0.40% p.a. 0.75% p.a. 1.00% p.a.
RUB 3.90% p.a. 4.40% p.a. 4.90% p.a.

Apply Easily

  1. Apply for a savings account free of charge

  2. Open a time deposit with your relationship manager

  3. Make your activation payment and receive your login details

What You Need to Apply

  • Two valid identity documents
  • Access to your email
  • Czech mobile number
  • Czech account number to make the activation payment

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