How can I request the deferral of instalments?

You can request the deferral of instalments by completing and sending the form, which is available on a Czech version of a page. Please note that the application is processed exclusively in the Czech language.

Before sending the application, please become thoroughly familiar with our model examples and also read the answers to frequently asked questions. The application can be sent only if you confirm that you have become familiar with the information about submitting the application. The sent application cannot be retracted. Acceptance of the application for processing will be confirmed via e-mail.

Deferring instalments will cost more

Model examples

Loan

For a typical consumer loan of CZK 350,000 for 6 years, the client will pay about CZK 8,800 more if they apply a 6-month deferral of instalments (after about 1.5 years of repaying the loan).

Mortgage

For a typical mortgage loan of CZK 2.4 mil. for 27 years, the client will pay about CZK 28,700 more if they apply a 6-month deferral of instalments (after about 1.5 years of repaying the ML).

Corporate loan

For a typical unsecured micro loan of CZK 700,000 for 6 years, the client will pay about CZK 22,900 more if they apply a 6-month deferral of instalments (after about 1.5 years of repaying the loan).

 

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