Advantages for You
- 3 account options to suit your needs
- MORE BENEFITS with upgraded account options
- FREE maintenance of foreign currency accounts
- MINI option – FREE OF CHARGE at all times
- AKTIV option – FREE OF CHARGE with a credit turnover of at least CZK 100,000 per month
- OPTIMAL option – with unlimited transactions and other benefits for CZK 399 per month
Detailed Information
Why is our account FAIR?
- You pay nothing for the basic products and services.
- You know best how you use your account – you select the best option yourself!
- You can change the account option any time and FREE OF CHARGE.
FAIR Account Options:
- Are you new to the business? Are you an individual-entrepreneur with few transactions or low account turnover? Do you need a foreign currency account? Start with the MINI option!
- Are you a well-established company? Do you execute a number of transactions and want to have your account maintained for free? Select the AKTIV option!
- Are you a well-established company / individual-entrepreneur with a large number of transactions or foreign currency payments? Do you need unlimited banking services? Select the OPTIMAL option!
For more information about the fees, please refer to our List of Fees
| Account maintenance |
MINIFREE
|
AKTIVFREE CZK 149 without a credit turnover of at least CZK 100,000 per month
|
OPTIMALFREE CZK 299
|
|---|---|---|---|
| Online payments within Sberbank CZ | Yes | Yes | Yes |
| Incoming domestic payments in CZK (inter-bank) | 20 for free | Yes | |
| Outgoing on-line domestic payments in CZK (inter-bank) |
20 for free |
Yes | |
| Domestic standing orders in CZK (inter-bank) |
20 for free |
Yes | |
| Domestic on-line direct debits in CZK (inter-bank) |
20 for free |
Yes | |
| Sberbank Online Banking, Smart Banking | Yes | Yes | Yes |
| Contactless card free of charge |
1 card |
2 cards |
2 cards |
| Free ATM cash withdrawals (Sberbank CZ) | Yes | Yes | Yes |
| Free ATM cash withdrawals (other ATMs at home and abroad) | No | No | Yes |
| FAIR Savings (PLUS) – preferential interest rate | No | Yes | Yes |
| Preferential incoming on-line Rubl payments |
CZK 100 |
||
| Preferential outgoing on-line Rubl payments |
1 % |
||
| Preferential standard on-line foreign payments (incoming) |
0.5 % |
||
| Preferential standard on-line foreign payments (outgoing) |
1 % |
||
Foreign payments tips
- Sberbank payment - incoming and outgoing payments in EUR, USD, RUB and CZK between Sberbank CZ, a.s. and Sberbank of Russia and its subsidiary banks in Belarus, Bosnia and Herzegovina, Croatia, Hungary, Kazakhstan, Serbia, Slovakia, Slovenia, and Ukraine (special pricing conditions apply).
- Rouble payments - incoming and outgoing payments in RUB from/to any bank in the Russian Federation (special pricing conditions apply)
- EU payments - incoming and outgoing payments to/from an EEA member state, not exceeding EUR 50,000 inclusive, and which include the valid IBAN and BIC (special pricing conditions apply)